#MORTGAGE

@cloud-native.activitypub.awakari.com.ap.brid.gy

2 hours ago

Rates improved yesterday and are holding steady today. 🏡
✨ www.loansbyglenycia.com/

Glenycia Bixby NMLS #2648875 | United Direct Lending NMLS #1749719
#LoansbyGlenycia #UnitedDirectLending #marketupdate #mortgage #loan #FLrealestate #homebuyer

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cloud-native

3 hours ago

Evergreen Home Loans Selects Dara by Sagent to Power Modern, End-to-end Mortgage Servicing Sagent, a leading provider of mortgage servicing technology, announced that Evergreen Home Loans, a full-s...

#Finance #Mortgage #News #Evergreen #Home #Loans […]

[Original post on globalfintechseries.com]

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Glenycia Bixby: Mortgage Loan Officer with United Direct Lending

Trump promised to cut electric costs in half. Bills in energy-rich West Virginia now top mortgages West Virginia resident Rebecca Michalski struggles with soaring electricity bills that exceed her income.

5 hours ago

💳Short answer: a little, but not in the way most people think.

Glenycia Bixby NMLS #2648875 | United Direct Lending NMLS #1749719
#realestate #mortgage #homebuyer #LoansbyGlenycia #UnitedDirectLending #questionoftheweek #creditscore

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@kevdudeula.bsky.social

5 hours ago

#EnergyBills #Mortgage #DonaldTrump #Economy #Affordability

AP:

apnews.com/article/elec...

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Financial World, the magazine of LIBF

@financialworld.bsky.social

10 hours ago

Rising mortgage costs dent buyer demand amid ‘housing market mood shift’ Surveyors said their report points to a housing market increasingly pressured by inflationary concerns and higher mortgage costs.

Rising mortgage costs dent buyer demand amid ‘housing market mood shift’

uk.finance.yahoo.com/news/rising-...

#mortgage #housing #credit #interestrates #CostOfLiving #inflation #trade #energy #pay

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Builder Confidence Near Post-Pandemic Lows, But Timing is Everything The National Association of Homebuilders (NAHB) and Wells Fargo released the monthly Housing Market Index (HMI) this week, showing builder confidence falling to the lowest levels since 2023.&nbsp; This is about as low as the index has been since the housing crisis more than a decade ago. While persistently high interest rates remain a top concern for the housing market, a growing number of builders cited difficulty pricing new homes in light of the rapidly changing outlook for material costs due to tariffs.&nbsp; With that in mind, it's important to note that 90% of this month's responses came in&nbsp; before the US/China trade announcement.&nbsp; Not only did that announcement drastically reduce tariffs for 90 days, it also offered a proof of concept that will likely see the outlook improve in the next survey due to lower material costs and a more upbeat consumer. Additional details are available at https://www.nahb.org/news-and-economics/housing-economics/indices/housing-market-index.

16 hours ago

Builder Confidence Near Post-Pandemic Lows, But Timing is Everything #Oregonrealestate #Portlandrealestate #mortgage

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John Robert - Papa Credit

@papacredit.bsky.social

16 hours ago

🌟 Boost your Google Reviews! Check out this content on Boards 👆

I'd like to invite you to our new 10X Your Google Reviews group. Build your online reputation, build your Google reviews, and make some amazing business connections. I hope you'll consider joining us soon. boards.com/a/xOzOE.cAqmnI

#smallbusiness #business #smallbiz #mortgage #realtor

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Urban Institute

@urbaninstitute.bsky.social

20 hours ago

Buy Now, Pay Later: Recent Developments and Implications for Mortgage Lending Buy now, pay later (BNPL) loans have become more common over the past few years. This innovative financial product has the potential to disrupt the financial…

As buy now, pay later (BNPL) use grows, gaps in credit reporting could shape #mortgage lending and #homeownership.

Join Urban on 4/21 @ 12 p.m. ET for a virtual discussion on BNPL’s future and its implication for ensuring sustainable mortgage credit access. #LiveatUrban

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Mortgage Rates Take Another Step Toward April Lows April 3rd and 4th saw the average top tier 30yr fixed mortgage rates well into the "mid 6's."&nbsp; Many lenders were able to quote 6.5% at the time.&nbsp; Just a few days ago, we noted there was still a ways to go before breaking below those early April levels, but the past few days have taken us within striking distance.&nbsp; The average lender is now only 0.07% higher than they were on April 4th and that's a gap that can be traversed in as little as one day under the right circumstances. If it is destined to be traversed in the near feature, it would likely be due to exceptional weakness in the forthcoming economic data--especially Thursday's big jobs report.&nbsp; Conversely, if this week's economic data surprises to the upside, it would likely coincide with rates bouncing here and headline back into the recent range. And lastly, if this week's data doesn't cast a decisive vote in either direction, next week's inflation reports could easily break the tie. The most interesting aspect of today's movement was the movement itself.&nbsp; It didn't happen due to any interesting data or news headlines.&nbsp; Both stocks and bonds (which dictate rates) improved as traders moved portfolios into position for the end of the month/quarter.&nbsp; This can cause market movement independent of economic data/news.&nbsp;

20 hours ago

Mortgage Rates Take Another Step Toward April Lows #Oregonrealestate #Portlandrealestate #mortgage

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The Orlicki Group - Mortgage Broker

@theorlickigroup.bsky.social

20 hours ago

"We have worked with Oliver and his team since 2010!" 16 years of trust, multiple refis, and even helping with a move to Texas. We aren't just here for one deal; we’re your mortgage partners for life. Ready for the Gold Standard? Let's talk.

#Mortgage #Review #RealEstate

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@fireyourlandlord.bsky.social

21 hours ago

#fireyourlandlord #realestate #zerodownpayment #firsttimebuyer #buyahouse #mortgage #realestate #homebuyereducation #homebuyercourse #firsttimehomebuyer #buyahouse #homeloan

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Glenycia Bixby: Mortgage Loan Officer with United Direct Lending

Glenycia Bixby: Mortgage Loan Officer with United Direct Lending

1 day ago

📄 Weekly Buyer Tip: Read Every Document Before You Sign 🖊️🏡

✨ loansbyglenycia.com/
Glenycia Bixby NMLS #2648875 | United Direct Lending NMLS #1749719
#MortgageBasics #WeeklyBuyerTip #LoansbyGlenycia #UnitedDirectLending #realestate #mortgage #homebuyer

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Glenycia Bixby: Mortgage Loan Officer with United Direct Lending

1 day ago

Weekly Seller Tip: Know the Tax Consequences of Your Sale
✨ www.loansbyglenycia.com/
Glenycia Bixby NMLS #2648875 | United Direct Lending NMLS #1749719

#HomeSellingTips #SellSmart #LoansbyGlenycia #UnitedDirectLending #realestate #mortgage #homebuyer

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@newstartmagazine.bsky.social

1 day ago

Rates may get a little relief today as oil drops and the bond market improves. 🏡

Glenycia Bixby NMLS #2648875 | United Direct Lending NMLS #1749719
#LoansbyGlenycia #UnitedDirectLending #marketupdate #mortgage #loan #FLrealestate #homebuyer

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Twynight

@twynightmd.bsky.social

1 day ago

#healthinsurance. Catholic Charities calls out the playbook United is a self -referral machine; it is the largest employer of doctors, pharmacy wholesaler and is the biggest health insurer. Delay, Deny, Defend. .while it feeds itself. #family #mortgage #smallbusiness #medicaldebt #pregnant

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Newstart Magazine

1 day ago

House prices fall below £300,000 amid Middle East tensions UK house prices fell in March as uncertainty over the conflict in the Middle East and economic pressures weighed on buyers. Figures from Halifax, published on Wednesday, highlighted property prices d...

House prices fall below £300,000 amid Middle East tensions

‘The effect on house prices will largely depend on how long-lasting these pressures prove to be and the wider implications for the economy and unemployment.'

👉 newstartmag.co.uk/articles/hou... #housing #war #economy #news #mortgage

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The NEW Buffalo Territory 🌾🌸

@buffaloterritory.bsky.social

1 day ago

The Middle Class won’t even be able to get an interest loan like a #mortgage where we own property in Mark Carney’s Canada. Also a mortgage isn’t a high interest loan. I should have clarified. I’m sure middle class Canadians know what we are getting at. You can’t buy a home as a middle class person.

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1 day ago

Market Update: What February Figures Reveal In January, we saw a strong surge in listings, but February brings a more important question. Are those homes actually turning into sales? When we look at the numbers across Portland, OR, the Mid-Willamette Valley, and Southwest Washington, we’re seeing that buyers are still active and engaging in

Market Update: What February Figures Reveal #Oregonrealestate #washington #mortgage #commercial #realestate

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Mortgage Rates Slightly Lower Ahead of Fed Day Mortgage rates continue operating in a narrow range with almost every day of the past two months falling between 6.8 and 7.0% for a top tier 30yr fixed scenario. Today's average rate fell 0.03 after moving up 0.06 since June 12th. This morning's most relevant potential influence--the Retail Sales report--turned out to have a limited impact this morning.&nbsp; To be fair, when rates are as stable as they have been, there's no need to overanalyze their underlying motivations.&nbsp; For those determined to do it anyway, today's best example may have been general market anxiety surrounding war in the Middle East. We have yet to see any huge market reaction in response to any of the geopolitical headlines, but there was a reaction that played out over the course of several hours that helped the bond market gain some ground. When bonds improve, mortgage lenders are able to offer lower rates.&nbsp; Tomorrow's Fed announcement adds to the potential volatility in a more serious way.&nbsp; This has nothing to do with "cut vs no cut" (there is zero chance of a rate cut tomorrow) and everything to do with the other information the Fed presents on announcement days. Of this info, it is the dot plot (a chart in the Fed's economic projection materials that show each Fed members' rate outlook over the next few years) that carries the most weight.&nbsp; Caveat: POTENTIAL volatility is just that.&nbsp; Sometimes Fed announcement days end up leaving rates fairly unchanged.&nbsp; There's no way to now which way things will move ahead of time, only that the risk is higher than normal.

1 day ago

Mortgage Rates Slightly Lower Ahead of Fed Day #Oregonrealestate #Portlandrealestate #mortgage

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Mortgage Rates Barely Budge, But Volatility Risk is Increasing Mortgage rates have been effectively unchanged for 5 straight days now. During that time, the MND 30yr fixed rate index hasn't moved by more than 0.01%. The average borrower would see almost exactly the same terms on any of these days. The absence of volatility isn't much of a surprise given the time of year and the lack of important economic data. But that changes tomorrow with the release of two labor market reports and ISM's service sector report. Individually, none of these are as heavy hitting as Friday's forthcoming jobs report, but if they all sing a similar tune, it could definitely get rates moving (for better or worse).&nbsp; Specifically, if the data is stronger, it would likely push rates higher and vice versa.

1 day ago

Mortgage Rates Barely Budge, But Volatility Risk is Increasing #Oregonrealestate #Portlandrealestate #mortgage

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Glenycia Bixby: Mortgage Loan Officer with United Direct Lending

Today's Loan Rates - Fairfield Federal Bank, Ohio Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan. Lancaster and Pickerington 800-650-0987. Mortgage Loans in Fairfield, Franklin, Licking and ...

2 days ago

The market is handling a lot right now, but rates are staying surprisingly stable.🏡

Glenycia Bixby NMLS #2648875 | United Direct Lending NMLS #1749719
#LoansbyGlenycia #UnitedDirectLending #marketupdate #mortgage #loan #FLrealestate #homebuyer

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Web Chick

@webchick.com

2 days ago

☕ WEB CHICK UPDATE

Thinking about a new home or looking to tap into your equity? Fairfield Federal has updated its home loan offerings for Fairfield, Franklin, Licking, and Pickaway counties.
#WebChickUpdate #FairfieldFederal #HomeLoans #Mortgage #HomeBuying #HomeEquity #LancasterOH #PickeringtonOH

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LLMs

@llms.activitypub.awakari.com.ap.brid.gy

2 days ago

Original post on housingwire.com

Rocket Pro targets purchase growth with incentives, agent-focused tools Rocket Pro is boosting purchase incentives by up to 100 basis points and rolling out new broker tools to strengthen agent rel...

#LendingLife #Mortgage #Origination #Compass #HWmember […]

[Original post on housingwire.com]

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Thiard News@F4F

@newsen.bsky.social

2 days ago

Survey Reveals Homeowners with Low Mortgage Rates Reluctant to Move A recent survey shows that 35% of homeowners with sub-6% mortgage rates are unwilling to give them up, reflecting a broader trend of financial anxiety.

Survey Reveals Homeowners with Low Mortgage Rates Reluctant to Move #USA #St._Louis #Mortgage #Clever_Real_Estate #Best_Interest_Financial

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Glenycia Bixby: Mortgage Loan Officer with United Direct Lending

2 days ago

💡Did You Know?
In 2024, the typical home buyers purchased was 1,900 square feet with three bedrooms, two bathrooms, and was built back in 1994.
Glenycia Bixby NMLS #2648875 | United Direct Lending NMLS #1749719

#MortgageFacts #LoansbyGlenycia #UnitedDirectLending #realestate #mortgage #homebuyer

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Remarkable Absence of Mortgage Rate Volatility It happens, but it's rare. A Fed "dot plot" day has come and gone with mortgage rates almost perfectly unchanged from the previous day. This speaks to the level of indecision not only in the market, but also among Fed members. First off, what's a "dot plot day?"&nbsp; The dot plot (or simply, "the dots") refers to a chart/table in the Fed's economic projections that shows where each Fed member sees the Fed Funds Rate at the end of the next few years.&nbsp; These projections only come out on 4 of the 8 Fed days per year and they've grown to be a leading source of volatility for financial markets on those days. Since it was already a foregone conclusion that the Fed would not be cutting rates today, the market was forced to take its Fed-related cues from the dots and from Fed Chair Powell's press conference. The latter was just slightly negative for rates (i.e. it implied some upward pressure), but the dots did no harm.&nbsp; After the dust settled, the underlying bond market was flat to slightly stronger on the day due to improvement that was in place several hours before the Fed announcement.&nbsp; Markets are closed tomorrow for the Juneteenth holiday, but will reopen on Friday.

2 days ago

Remarkable Absence of Mortgage Rate Volatility #Oregonrealestate #Portlandrealestate #mortgage

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