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Let's Talk Retirement
There are three times in your career when you should take retirement
training:
1) When you are a new hire or early career so that you can set yourself up to be able to retire.
2) Mid-career to make sure you' re still on the right path
3) Late-career so you have a smooth departure into the next adventure
Remember to contribute 5% to your traditional or ROTH accounts per
payperiod to recieve the full agency match. If you hit $24,500 before
pp24 (December 12, 2026) and you're not eligible for catch up or
choose to not participate in catch-up- you don't get agency match for
the rest of the year
Life happens and sometimes we need to make catchup payments to our
TSP accounts.
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wwww.NFFE.org www.NFFE-FSC.org
NFFE logo
Let's Talk Retirement
In an all employee email dated 2/19/2026 hrm announced the 2026 TSP limits and Catch-Up Law.
(The new catch-up law only applies if you made more than 150k in tax year 2025- please see the email for details)
Standard Limit
The standard elective deferral limit increased to $24,500. The agency match is in addition to this.
Catch-Up Limits
Ages 50+ you can contribute an additional $8,000 for a total of $32,500.
Ages 60-63 you can contribute an additional $11,250 for a total of $35,750.
Age 64+ the limit returns to the regular catch-up amount. Your election carries over each year unless you change it.
www.NFFE.org www.NFFE-FSC.org
We know it can be rough setting aside retirement, especially at a lower graded point in your career, but there's #FreeMoney involved, so we strongly recommend atleast making the min 5% contribution to maximize your match.
Future you, will thank current you.
#retirement #bettertogether #nffestrong