SEP IRA at 56: $60,000 — Is It Too Late?: A 56-year-old with a $60,000 SEP IRA faces a steep savings gap; IRS capped SEP employer contributions at $66,000 in 2023 and RMDs now start at 73 (SECURE Act 2.0). 👈 Read full analysis #SEPIRA #RetirementPlanning #FinancialLiteracy #InvestSmart #SecureAct